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Financial
Hardship.

— Issuer
Protect Underwriting Pty Ltd
— ABN
21 095 612 276
— AFSL
241055
— Customer Support

Financial Hardship

We are committed to supporting customers facing financial hardship and this is also a requirement for adherence to the Code. Our Financial Hardship Policy can help you access support and services when you need them most.

Financial Hardship means you have difficulty meeting your financial obligations to us. If you are having difficulty meeting your financial obligations to us we are here to help you find a path forward.

How we may be able to help

We may be able to:

  • Expedited processing: Assist to expedite the assessment and resolution of your claim where possible.
  • Financial hardship support: Facilitate an arrangement appropriate to you to help ease urgent financial needs, including:
    • Extending a due date for payment
    • Offering instalment payments
    • Postponing instalments
    • Paying a reduced lump sum amount

How to apply for financial hardship support

If you are going through financial hardship, please contact us or your Broker as soon as possible.

If you contact us, we can discuss your situation and provide you with our Application for Financial Hardship Assistance form to apply for support and assist you with the application process. We may seek reasonable evidence of your financial hardship situation such as Centrelink statements, medical evidence of illness or disability including mental illness, or evidence of unemployment or reduced income.

To apply for financial hardship support:

External assistance

You may also consider contacting the National Debt Helpline on 1800 007 007 which is a free and confidential financial counselling resource.

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