Every industry evolves. Insurance, for the most part, has not kept up. Protect Underwriting exists to close that gap, building the products, the platforms and the partnerships that make insurance work for businesses that have outgrown what the traditional market can offer.
We are building insurance infrastructure for markets the traditional industry has not served well. Specialist products for risks that do not fit standard moulds. Technology that makes distribution seamless. Partnerships built on aligned interests. And Lloyd’s capacity to back it all.
Whether you are a broker with a risk you cannot place, a business with a model that does not fit a standard policy, or a platform looking for cover that scales, we are here for you.
Protect Underwriting was founded by insurance industry veterans who spent decades
watching the same problem repeat itself. The gig economy grew at pace. Platforms scaled.
Workers multiplied. And insurance stayed exactly where it had always been designed for
a world that no longer existed.
The rideshare driver with no cover between trips. The platform operator who could not get a
liability policy that matched how their business actually worked. The e-bike fleet that did not
fit any standard category. The logistics company whose risks sat somewhere between
personal and commercial and nobody wanted to touch.
These are not edge cases. They are the new mainstream. And the insurance industry, for
the most part, was not ready for them. We were.
Protect Underwriting was built from the ground up to serve this market with the Lloyd’s
capacity, the regulatory standing, the technology and the genuine expertise to get it right.
Established in 2025. Backed by over 100 years of combined insurance experience across
our leadership and board.
